Equity Release Report Blog

Home Reversion Plans

Jan 3, 2016

Question? “If I could show you a plan that will pay you 100% current market value less a one-off payment which will cover your rent to live in the property for as long as you would like…… Would you be interested?

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Sheltered Accomodation / Retirement Flats

Jan 3, 2016

Sheltered Accomodation / Retirement Flat An exciting new development in Equity Release. It may be possible to obtain funds while living in Sheltered Accomodation. However, it depends on the lease. Call 0800 3112027 to discover if you can get a cash withdrawal while living in Sheltered Accomodation or a Retirement Flat.

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Probe uncovers ‘poor’ free equity release advice

Jan 3, 2016

In the worst example one adviser suggested that our 75-year-old researcher – who was looking for a bit of money to carry out essential maintenance – instead take out significantly more and invest it. This is incredibly poor advice as investment returns after tax are unlikely to beat the borrowing costs of releasing more equity.

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The Bank want their loan repaid!

Jan 3, 2016

Suppose you have borrowed money from a Bank and they want the loan returned because you have reached a certain age and you don’t have the capital to repay them. You may have the capital but if you repay them – it will create a deep feeling of worry?

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The Retirement Mortgage

Jan 3, 2016

“The Retirement Mortgage” is an Interest Only lifetime mortgage intended to fill the gap between residential mortgages and equity release, so if prospective borrowers benefit from a reasonable level of pension income then it can provide a more flexible alternative to a traditional roll-up lifetime mortgage.

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